Sean, please listen to Kirk's "unsolicited" and free advise. He is dead on correct. Of course you will do what you think is best for you but it is always wise to keep some poweder dry.
If PTSC makes you money then you will have more to speculate with in the future if not then you will have your balance to do with what you please.
Kirk is one of the good guys and "usually" (ha ha) knows what he is saying.
Whatever you decide be well and good luck
God Bless
marc