Yaz,
Sounds like a discussion that could happen in our home EXCEPT I've already invested EVERYTHING - ALL avaible funds in PTSC. I've also shown her that we're now down $88K and, incredibly, she said the same thing as your wife, "I love you." And that's after 42 years. Boy, we're sure lucky and blessed!
Thanks for a great dialog.
Cheers & GLTATLs, DW