fwiw - these may be late 90s-early00 no dates.
''On the majority of cellular telephone networks, a subscriber uses a smart card commonly called a SIM card to activate the telephone. The card authenticates the user and provides encryption keys for digital voice transmission. When fitted with Java Card technology, SIM cards can also provide transactional services such as remote banking and ticketing. Hundreds of millions of SIM cards based on Java Card technology are already powering innovative services in cell phones'
http://java.sun.com/products/javacard/overview.html

Java technology-based smart cards are quickly becoming the technology of choice for government agencies because they can ramp up security while making identification and authentication easier for users.
ehttp://www.sun.com/br/0305_ezine/gov_smart_cards.html
emit...