MM.....I do not include myself as one of the worthwhile posters here....I just comment with my perception of my reality....

If not for the many who do HEAVY DD i would be clueless to what all the events mean....I read some of the legal stuff and even some simple stuff and i get a glazed moment.......So i thank the many here who break it down for simpletons like myself........So in this case the board does help me decide my options...... I do have a ton of common sense if i chose to use it..lol.....Thank for your response...