Okay, go forward-looking and spell out how bad past financing actions are expected to repeat.
Hint 1: They probably won't.
Hint 2: If such bad things happened to get us in a similar sorry financial situation, NONE of us will be sticking around to watch it unfold.
Continually dredging up ancient, no-longer-applicable information is like bitching about how dark it was before man discovered fire.
JMHO,
SGE