Best wishes to all you guys and gals.  You are truly a great group and I sincerely hope that 2022 brings each of you health and happiness.  Two things far more important than wealth, but I wouldn't turn down a little "wealth" in my stocking and I am sure you feel the same.

Merry Christmas ( can we still say that???) and Happy New Year... certainly Happy New Year will offend no one.  Then again, these days you never know for sure, eh?

Will and Max, Santa needs to bring you guys some firewood and blankets because "Baby it's Cold outside!!!"  Maybe a sleigh load of lumps of Coal as well?

Okiedo