it's seems like we are heading into a recession and i have to feel for the babyboomers who are depending on their mutual funds for retirement. i'm 47 and my portfolio has been hammered like everyone else's. hindsight is 20/20 but i knew their were problems on the horizon a couple of years ago when the housing market started to turn to crap in the good ole us of a. i wonder how much "middle class" there will be when my kid grows up. seems to get smaller and smaller while the rich get richer.