Hi Priggly et. al.

In terms of fiscal importance, I advise the following, in order:

1. Get rid of all debt.

2. Buy bullion but only enough to provide insurance going foreward. Suggest no more than two years of expense-covering, as, if and when the fiat fails, within two years, TPTB will introduce another system of financial/goods and services exchange.

3. Buy shares in PM's. What better way to protect your value, than owning a part of the operation that actually mines the raw metals.

4. Always keep some FIAT on hand to pay current expenses. Suggest 6 months unless you are retired and not in the workforce. If the latter, buy shares and sell as you require FIAT to cover expenses.

Good Luck to all!