http://www.theaureport.com/pub/na/6221

BM: Be as financially conservative as you can possibly be. Don't take on additional debt; don't spend beyond your means. Very, very bad things are coming, so prepare yourself to the extent you can. Own some gold; own some silver. That's going to be some protection. But it is time to reflect on where we are; it's time to head for the bunkers. If you want to speculate on stocks because the fools on TV are telling you about green shoots; if you want to invest in real estate because you think it's hit bottom, you're risking your financial future.