To explain about my own decisions further, I am 99% invested in either bullion or pm shares, which I hold myself.

To be any less involved, imo. is to not believe in my convictions, in which case , why bother?

I am NOT invested to make more money!

I hold a minimum amount of FIAT,either in cash or in a chequing account, just enough to take care of daily expenses.

I make all my own financial decisions and have no-one to blame but myself if things don't pan out.

I have no debt and I planned it that way.

Good Luck to all!