Thank you Coach for your continued info.

It certainly helps some people here to make informed decisions.

As someone that has been in a specialized business all my working life, I think I understand business as well as anyone.

Having owned my own business, I also have an understanding of how to handle the financial side of business.

My “rules of engagement” were designed by me to suite my exposure and my number one business financial rule was, and still is: “Always protect the downside.”

As a result, my business never grew any bigger than my own personal bank account would allow it.

When I decided to retire, and “mothball” my company, I was able do so with a clear conscience, and a positive bank balance.

Mission Accomplished.

When I decided to “dabble” in the stock market, I did so with my eyes open.

As it was not my area of expertise, my “rules of engagement” had to differ.

Here are my guidelines.

1. Do your own Due Diligence! (The stock market is a calculated risk.)

2. Only risk monies that you consider surplus i.e. Monies that you will not depend on/need, going forward. Do NOT go into debt.(My way of protecting the downside)

3. Do not blame/praise others for your losses/gains.

4. Remember that the marketplace determines the stock price; not company management.

5. If you cannot handle the heat, get out of the kitchen.

6. The stock market is not for everyone. Know your limits, and know your tolerance level.

If you follow the above, you will sleep well at night (everything else being equal).

Good Luck to all!