Its not that I totally disagree with you 2, its just that we need to keep things in perspective. I am not even sure I have read Hoov's report so I do not hold him responsible for anything. I seem to recall a number of reports written by a lot of people. Jay Taylor is another name that comes to mind that was not mentioned yet.

I did not like the word "fleeced" either. Its just one flippant comment from a name I do not recognize. I would rather just ignore it in the name of keeping this hub an open forum. If he is persistent then that is another matter. I just do not want to feel I have to be careful as to what I can say on this hub.

Bob