With all due respect, I do not believe the discussion on this board is detrimental to the stock. In fact, I believe Tony T has single-handedly been a positive influence on the communication of the companies assets and potential. However, to my knowledge Tony T is neither a director nor officer of FNC. 

Communication is key, transparency is key, strategy is key, competence is key.

in your post earlier you mentioned Zen, why do you think there is a dissident shareholder revolt against management? Because all of the above where/are lacking? Nuff said...

I believe that shareholders have the right to question management when incidents like the inability to open a simple trading account results in lost opportunity and the need to borrow instead. Don’t you think it is actions like  those that drive shareholders away, not this board?