little joey goes up to his father and says "dad, i'd like a new bicycle"

his father replies "joey, i lost my job 3 months ago, we have a $200K mortgage and we're basically just trying to keep a roof over our heads. maybe next year we can get you a new bike"

the next morning joey goes down to the breakfast table with a suitcase in his hand...

his father says "what are you doing joey?"

joey replies "last night i walked by you and moms bedroom and i heard you yell "i'm pulling out!"...then mom yelled "i'm coming too!"....... well, if you two think you're going to stick me with a $200K mortgage, you're crazy!"