i would'nt touch visa's ipo with your money..no telling how they will react to this...if you never played an ipo before start with an offer thru your broker for say $12sh (less than 1/2 of the high end) you probably wont get it but if you do back it up with a sell at say $20 (you might get lucky)...in any case if you like visa long term wait until the dust settles to buy in....imo