Very well said JJ. Sometimes you need to take risks in order to better your financial situation as a whole. Most of us that invested with cuu believe to have taken a calculated risk. That being said, these missed timelines have added a variable to this equation that we can now safely call a Swan. Is it Black or White, that is where it becomes an issue. This Swan has been changing to darker shades of grey each week that we had to wait for the bfs I'd say, since the new RE (some might think of earlier dates).

I was fine with paying interests on debts until this past summer. Since then, it has become a weekly stress to have to think of how to complete my months because of these extra interest and NSF expenses. I will be ok, as 'no harm done' as long as we get the 2.75 plus %, but at this price it will certainly not compensate us investors for the extra year or so of dead money that we could have used for other investments, to cut interest costs, for a new house, all the while by being able to buy 30% to 50% (in some cases) more shares with a much lower opportunity cost.

On the bright side, alot of us were able to learn more about investing in Jrs than any books could have ever done. It's like reading the book What to Expect When You are Expecting and then dealing with a real flesh and blood baby with it's own needs, personnality.

At least we can reassure ourselves by thinking that for everyday that passes by, it's one less day we will ever have to wait.

Pat