Welcome back ... J2T... I missed the flare I guess... We will try to assist you in keeping your account... you are no nonsense that is kewl in my books... ah and we all have flares on occasion...
I think that CIVC is going to have a very tough go of things ... not just with Alberta but SP and GPS ... I am more of the feeling that anyone who is in with a lot may need to prepare for tax loss...
JMHO...
Have a great weekend... one and all,
Wolf