ebear,

You are voicing my opinion on the consuming public...and that doesn't only mean the U.S. only!

Everybody has wanted instant gratification of their desires and wishes....very few have any substantial savings or retirement plan, but lots of credit card debt!

All you had to do to get some of these crazy loans was just "sign on the line"....everybody gets a dream house, new luxury car, club membership, R.V or a boat (better yet how about both, you can tow one behind the other), and the dear little ones need every new electronic gadget that comes out, or else they're not cool Dad!

America will now have to come to accept that the "castle" has crumbled...and that they will now suffer through foreclosures and repositions...and start living "within their means"!

No Credit Available! OMG! No Savings! OMG! No IRA! OMG!!!

Just My Rant,

Long for Cash