Last day for tax loss selling is Monday..

That leaves three settlement days(trading days) before the year end.

It is also the last three days to move cash out of registered accounts to non registered accounts and so that the withdrawals are taxable in this tax year...a smart move if you are approaching the 71 mandatory shutdown date for RRSP..it will reduce the taxable chunk that you have to pay...of course if you are rolling it into a RRIF..then the contents of the RRSP are not taxable,but the withdrawals from the RRIF are ..The minimum withdrawals from the RRIF is 7% of the balance of the RRIF yearly..can be one withdrawal but I chose to with draw monthly..also an option..the other option is quarterly withdrawal..

But what ever the withdrawal plan the total is still 7% of the total..anyway ..divided by ..12(monthly)..divided by 4 (quarterly) ..etc..

Anyway I have my money in the right places for now and maybe the Christmas angel will double them down for a Christmas present for me.

Have Merry Christmas..

PORTEE