·having net assets over $1 million (22%), over $5 million (45%), over $25 million (25%), and over $100 million (8%).

Whatever happened to the underlying (and I think very important) value system fundamental of meeting one's obligations - financial or otherwise - irrespective of the difficulty one might face in doing such a thing.

It seems to me that a society based on a value system that it is OK to simply walk away from one's financial or other obligations because 'one can' isn't one to be trusted with much of anything - and isn't likely to prospectively do well.

In my experience many Americans hang their hats on the U.S. Constitution and spend time debating 'the meaning, intent, and values of the Founding Fathers'. I for one doubt the 'Founding Fathers' would have thought much of people who walk from their financial or other obligations and responsibilities in circumstances where they could satisfy them (albeit with some personal sacrifice) if they are able to.

I consider one's underlying value system and the trust or lack thereof that results from that to be of paramount importance.It seems to me that if there are 'core faults' in a societal value system, that system de facto will become 'less and less trusted' over time.I consider this highly relevant to one's thinking as to the best places in which to hold accumulated personal capital.