The thing that gets me is when these market experts recommend/pick specific stocks that "should hold up" in a down market, or "at least you'll have the dividend"...In these very risky times,do not sell me something you do not completely believe in!...One of the gurus won my respect when he stated that he'd wish he'd been 100% in cash. Didn't give any crap. I'm aware that if i buy today,in 5-10 years it may look good,..but today,I don't NEED to own stocks.So if these geniuses don't feel good about the market right now,and even feel the strong possibility of more downside,THEN DON'T RECOMMEND ANY STOCKS RIGHT NOW...cheers