Thanks cousudor and ahead12 for the good ideas on trusts and dividend paying companies, nice opportunities. My idea specifically was to buy BMO at +or- $30. They will pay a $.70 dividend and will be ex-dividend on Feb 4. Shortly after that date I hope to sell the stock at or near my cost. Assuming I can get out at my cost I have capured this dividend and I can look for the next trade. I expect this to be a crowded trade, losts of people will have the same idea. The stock may drop $.70 or more, we will see. Any comments folks, is this plan likely to pay off? Thanks, wdboat